How God Wants To Take Care of You Financially

How God Wants To Take Care of You Financially

Getting a Grip on Your Money – Part 4 of 4

Pastor John Fanous

June 8, 2008

“You cannot be the slave of two masters! You will like one more than the other or be more loyal to one than the other. You cannot serve both God and money.” Matthew 6:24

Serve Money Serve God

“Don’t worry and ask yourselves, ‘Will we have anything to eat? Will we have anything to drink? Will we have any clothes to wear?’ Only people who don’t know God are always worrying about such things…But more than anything else, put God’s work first and do what he wants. Then the other things will be yours as well.” Matthew 6:31,33



“Isn’t life more than food or clothing?” Mt 6:25

“Don’t store up treasures on earth! Moths and rust can destroy them, and thieves can break in and steal them. Instead, store up your treasures in heaven, where moths and rust cannot destroy them, and thieves cannot break in and steal them.” Mt 6:19-20

” Jesus answered: ‘Love the Lord your God with all your heart, soul, and mind.’ This is the first and most important commandment. The second most important commandment is like this one. And it is, ‘Love others as much as you love yourself.’” Mt 22:37-39

“YOU REALLY _________________ TO ME”

“Look at the birds in the sky! They don’t plant or harvest. They don’t even store grain in barns. Yet your Father in heaven takes care of them. Aren’t you worth more than birds?” Mt 6:26

“God gives such beauty to everything that grows in the fields, even though it is here today and thrown into a fire tomorrow. He will surely do even more for you! Why do you have such little faith?” Mt 6:30

“Your Father in heaven knows that you need all of these.” Mt 6:32b

“But God showed how much he loved us by having Christ die for us, even though we were sinful.” Ro 5:8

All Bible verses in this outline are from the Contemporary English Version (CEV)

Tools for Avoiding and Getting Out of Debt

Tools for Avoiding and Getting Out of Debt

Getting a Grip on Your Money – Part 3 of 4

Pastor John Fanous

June 1, 2008


Realize that debt makes you a ____________________

“Suppose some of your people become so poor that they have to sell themselves and become your slaves.” Le 25:39 (CEV)

“The rich rule over the poor, and the borrower is servant to the lender.” Pr 22:7

Realize that God wants you to ___________________ and not borrow.

“The Lord will open the heavens, the storehouse of his bounty, to send rain on your land in season and to bless all the work of your hands. You will lend to many nations but will borrow from none. The Lord will make you the head, not the tail. If you pay attention to the commands of the Lord your God that I give you this day and carefully follow them, you will always be at the top, never at the bottom.” Dt 28:12-13

Be ___________________ with living simply.

“…Give me neither poverty nor riches, but give me only my daily bread. Otherwise, I may have too much and disown you and say, ‘Who is the Lord?’ Or I may become poor and steal, and so dishonor the name of my God.” Pr 30:8-9

Make a ________________________.

Plan carefully and you will have plenty; if you act too quickly, you will never

have enough.” Proverbs 21:5 (GNT)

Only charge for what you can ______________________ immediately.

” Let no debt remain outstanding…” Ro 13:8


(2 Kings 4:1-7)

“At the end of every seventh year there is to be a canceling of all debts! Every creditor shall write ‘Paid in full’ on any promissory note he holds against a fellow Israelite, for the Lord has released everyone from his obligation.” Dt 15:1-2 (The Living Bible)

1. Write down all your __________________

The wife of a man from the company of the prophets cried out to Elisha, “Your servant my husband is dead, and you know that he revered the Lord. But now his creditor is coming to take my two boys as his slaves.” Elisha replied to her, “How can I help you? Tell me, what do you have in your house?” “Your servant has nothing there at all,” she said, “except a little oil.”

2. Make a _______________________ plan

“The wicked borrow and do not repay…” Ps 37:21

Elisha said, “Go around and ask all your neighbors for empty jars. Don’t ask for just a few. Then go inside and shut the door behind you and your sons. Pour oil into all the jars, and as each is filled, put it to one side.”

3. Work hard and trust God for His ________________________

She left him and afterward shut the door behind her and her sons. They brought the jars to her and she kept pouring. When all the jars were full, she said to her son, “Bring me another one.” But he replied, “There is not a jar left.” Then the oil stopped flowing. She went and told the man of God, and he said, “Go, sell the oil and pay your debts. You and your sons can live on what is left.”

Escaping Materialism


Escaping Materialism

Guest speaker: Roger Dill

Edgewater Covenant Church May 25, 2008


Human desires are like the world of the dead. There is always room for more-Proverbs 27:10 (GN).


When the Woman saw that the tree looked like good eating and realized what she would get out of it -she’d know everything!-she took and ate the fruit and then gave some to her husband, and he ateGenesis 3:6 (The Message). BEWARE THE PHYCHOLOGY OF ETHER!

Thus marks the birth of the “Age of Materialism!”

DEFINITION: 1. Philosophy-the theory that physical matter is the only reality and that everything, including thought, feeling, mind and will, can be explained in terms of matter and physical phenomena, 2. The theory or attitude that physical well-being & worldly possessions constitute the greatest good & highest value in life.

In more personal terms, “You may be a Materialist if you believe that…

  • I AM WHAT I _____________.
  • I AM WHAT I ________________.
  • I AM WHAT I ________________.
  • I AM ________________ or I AM _______________________..

MY NET-WORTH EQUALS MY _______________________!


You shall not covet your neighbor’s house. You shall not covet your neighbor’s wife, or his manservant or maidservant, his ox or donkey, or anything that belongs to your neighbor.-Exodus 20:17 (NIV).

The Influenza Epidemic of 1918 vs. The Affluenza Pandemic of 2008

AFFLUENZA’S SYMPTOMS (See Ecclesiastes 5: 10-17):

  • FATIGUE: Don’t wear yourself out trying to get rich; be wise enough to control yourself.-Proverbs 23:4 (NCV).
  • DEBT: The rich rule over the poor and the borrower becomes the lender’s slave.-Proverbs 22:7 (NASB).
  • WORRY: Hard and honest work earns a good night’s sleep, whether supper is beans or steak. But a rich man’s belly gives him insomnia-Ecclesiastes 5:12 (The Message)
  • CONFLICT: Do you know where your fights and arguments come from? They come from the selfish desires that war within you –James 4:1 (NCV)
  • DISSATISFACTION: Whoever loves money never has money enough, whoever loves wealth is never satisfied with his income.-Ecclesiastes 5:10 (NIV)

IV. THE CURE OF CONTENTMENT (See Philippians 4:10-19).

Keep your lives free from the love of money and be content with what you have-Hebrews 13:5 (GN)

A. GAIN A CLEAR _____________________.

I am not saying this because I am in need, for I have learned to be content whatever the circumstances. I know what it is to be in need, and I know what it is to have plenty. I have learned the secret of being content in any and every situation, whether well fed or hungry, whether living in plenty or in want.-Philippians 4:11, 12 (NIV).



I can do all things through him who gives me strength.-Philippians 4:13 (NIV).

C. SET CLEAR ___________________.

…you sent me aid again and again when I was in need…I have received from Epaphroditus the gifts you sent. They are a fragrant offering, an acceptable sacrifice, pleasing to God… -Philippians 4: 16b, 18b (NIV).

The purpose of tithing is to teach you to always put God first-Deuteronomy 14:23

D. ENJOY THE _______________________________!

Not that I am looking for a gift, but I am looking for what may be credited to you account…And my God will meet all your needs according to his glorious riches in Christ Jesus.-Philippians 4:17a, 19 (NIV).


What is one thing that you can do to begin to learn the secret of contentment? Will you start today?

Understanding God’s Financial Plan

Understanding God’s Financial Plan

Getting a Grip on Your Money – Part 1 of 4

Pastor John Fanous

May 18, 2008

“So if you have not been trustworthy in handling worldly wealth,

who will trust you with true riches?” Luke 16:11

Five Foundations for Financial Freedom

1. Keep _____________________________________

“Be sure you know the condition of your flocks, give careful attention to your herds; for riches do not endure forever…” Proverbs 27:23-24

“Dishonest money dwindles away, but he who gathers money little by little makes it grow.” Proverbs 13:11

2. Plan _____________________________________

Plan carefully and you will have plenty; if you act too quickly, you will never have enough.” Proverbs 21:5 (GNT)

3. Save _____________________________________

“The wise man saves for the future, but the foolish man spends whatever he gets.” Proverbs 21:20 (The Living Bible)

4. Return _____________________________________

“Honor the Lord by giving him the first part of all your income, and he will fill your barn…” Proverbs 3:9-10 (The Living Bible)

“Bring all the tithes into the storehouse… try Me now in this,” says the Lord of hosts, “if I will not open for you the windows of heaven and pour out for you such blessing that there will not be room enough to receive it.” Mal 3:10 (NKJV)

“He who is kind to the poor lends to the Lord, and he will reward him for what he has done.” Proverbs 19:17

5. Be _____________________________________

“It’s better to enjoy what we have than to always want something else, because that makes no more sense than chasing the wind.” Ecclesiastes 6:9 (CEV)

“If God gives a man wealth and property and lets him enjoy them, he should be grateful and enjoy what he has worked for. It is a gift from God.” Ec 5:19 (GNT)

What most people do: The order God blesses:

1. Earn it 1. Earn it

2. Enjoy it 2.

3. Repay it (past) 3.

4. Save it (future) 4.

5. Give it (eternal) 5.

“If I have put my trust in money, if my happiness depends on wealth… it would mean that I denied the God of heaven.” Job 31:24-25,28 (The Living Bible)

Dependable to Our Community – the Vision of Edgewater

Dependable to Our Community –

the Vision of Edgewater

Sermon series: Dependable – Part 7 of 7

Pastor John Fanous

May 4, 2008

The Story We Find Ourselves In

1. God ________________ it.

We were created for _________________________ with God.

We were created for _________________________ with people.

We were created to _________________________ for the world.

2. We ______________ it. Result: ________________________________

3. God ________________ it.

Through Abraham: “I will make you into a great nation and I will bless you; I will make your name great, and you will be a blessing.” Ge 12:2

Through Jesus: “For God did not send his Son into the world to condemn the world, but to save the world through him.” Jn 3:17

4. Jesus invites you to _______________ Him.

“The time has come,” he said. “The kingdom of God is near. Repent and believe the good news!” Mk 1:15

Why does Edgewater exist?

1. We are God’s _________________ (the antidote to isolation from God)

“For we are God’s fellow workers; you are God’s field, God’s building.” 1 Co 3:9

“Don’t you know that you yourselves are God’s temple and that God’s Spirit lives in you?” 1 Co 3:16

“But the Pharisees and the teachers of the law muttered, ‘This man welcomes sinners and eats with them.'” Lk 15:2

Implication: You _________________ to God.

Our motto: “Loving _______________.”

2. We are God’s _______________ (the antidote to isolation from people)

“You belong to God’s family.” Eph 2:19b (NCV)

“Then, even if I am delayed, you will know how to live in the family of God. That family is the church of the living God, the support and foundation of the truth.” 1 Ti 3:15 (NCV)

Implication: You have a new __________________.

Our motto: “Loving _______________.”

3. We are Jesus’ ________________________ (the antidote to selfishness)

“Now you are the body of Christ, and each one of you is a part of it.” 1 Co 12:27

“The Spirit has given each of us a special way of serving others.” 1 Co 12:7 (CEV)

Implication: God has a specific ____________________ for you.

Our motto: “Serving our _­­­­__________________.”

How do I prepare?

1. Re-_______________ your life to Jesus

“And so John came, baptizing in the desert region and preaching a baptism of repentance for the forgiveness of sins.” Mk 1:4

2. Pray for, love, and invite ___________________________ to church

“For the Son of Man came to seek and to save what was lost.” Lk 19:10



3. Get to know ________________ at Edgewater

4. Pray for ___________________________

Building Your Boss’ Confidence in You

Building Your Boss’ Confidence in You

Sermon series: Dependable – Part 6 of 7

Pastor John Fanous

Genesis 37,39-41

April 27, 2008

Potiphar: “So Potiphar gave Joseph complete administrative responsibility over everything he owned. With Joseph there, he didn’t worry about a thing-except what kind of food to eat!” Ge 39:6 (NLT)
Prison warden: “Before long, the warden put Joseph in charge of all the other prisoners and over everything that happened in the prison. The warden had no more worries, because Joseph took care of everything.” Ge 39:22-23a (NLT)

You will be in charge of my court, and all my people will take orders from you. Only I, sitting on my throne, will have a rank higher than yours.” Ge 41:40 (NLT)

3 Discoveries to Make

–> Discover God’s ____________­­_________ for the work you do.

When Joseph was taken to Egypt by the Ishmaelite traders, he was purchased by Potiphar, an Egyptian officer. Potiphar was captain of the guard for Pharaoh, the king of Egypt.” Ge 39:1 (NLT)

“[Potiphar] took Joseph and threw him into the prison where the king’s prisoners were held, and there he remained. But the Lord was with Joseph in the prison and showed him his faithful love. And the Lord made Joseph a favorite with the prison warden.” Ge 39:20-21 (NLT)

“When Joseph came to them the next morning, he saw they were worried. He asked the king’s officers who were with him, ‘Why do you look so unhappy today?'”

Ge 40:6-7 (NCV) “But you are not like that, for you are a chosen people. You are royal priests, a holy nation, God’s very own possession. As a result, you can show others the goodness of God, for he called you out of the darkness into his wonderful light.” 1 Pe 2:9 (NLT)

–> Discover ____________­­__________ to the problems you see.

“The next seven years will be a period of great prosperity throughout the land of Egypt. But afterward there will be seven years of famine so great that all the prosperity will be forgotten in Egypt. Famine will destroy the land.

“Therefore, Pharaoh should find an intelligent and wise man and put him in charge of the entire land of Egypt. Then Pharaoh should appoint supervisors over the land and let them collect one-fifth of all the crops during the seven good years. Have them gather all the food produced in the good years that are just ahead and bring it to Pharaoh’s storehouses. Store it away, and guard it so there will be food in the cities. That way there will be enough to eat when the seven years of famine come to the land of Egypt. Otherwise this famine will destroy the land.” Ge 41:29-30,33-36 (NLT)

“Having a lazy person on the job is like a mouth full of vinegar or smoke in your eyes.” Pr 10:26 (CEV) “Work hard and become a leader; be lazy and never succeed.” Pr 12:24 (The Living Bible)

“Then she told him her story. ‘That Hebrew slave you’ve brought into our house tried to come in and fool around with me,’ she said.” Ge 39:17 (NLT)

“The man of integrity walks securely, but he who takes crooked paths will be found out.” Pr 10:9 (NIV)

–> Discover _________________­­_________ for the help God provides.

The Lord was with Joseph, so he succeeded in everything he did as he served in the home of his Egyptian master.” Ge 39:2 (NLT)

“But the Lord was with Joseph in the prison and showed him his faithful love. And the Lord made Joseph a favorite with the prison warden.” Ge 39:21 (NLT)

It is beyond my power to do this,” Joseph replied. “But God can tell you what it means and set you at ease.” Ge 41:16 (NLT)

*Next week, we conclude our Dependable series with “Dependable to our Community – the Vision of Edgewater.”

Surviving a Spiritual Mismatch in Marriage

Surviving a Spiritual Mismatch in Marriage

Sermon series: Dependable – Part 5 of 7

Pastor John Fanous

1 Peter 3:1-6

April 20, 2008

What Isn’t Effective:





“Help your relatives and they will protect you like a strong city wall, but if you quarrel with them, they will close their doors to you.” Pr 18:19 (GNT)

What Is Effective:

How I _______________.

“If some husbands do not obey God’s teaching, they will be persuaded to believe without anyone’s saying a word to them. They will be persuaded by the way their wives live. Your husbands will see the pure lives you live with your respect for God.” 1 Pe 3:1-2 (NCV)

4 Commitments to Make to Your Husband

1. I will ___________________ you.

“Wives, in the same way, accept the authority of your husband…” 1 Pe 3:1a

“They will be won by your respectful, pure behavior.” 1 Pe 3:2 (The Living Bible)

2. I will live without ___________________.

“You are her daughters if you do what is right and do not give way to fear.” 1 Pe 3:6

“The almost universal testimony of those who believe is that they found God not at the conclusion of a logical process but because of the One who took the initiative and made himself known.” (Donald C. Frisk, Covenant Affirmations: This We Believe, 34)

3. I will look for a _________________.

“It was in this way long ago that the holy women who hoped in God used to adorn themselves by accepting the authority of their husbands. Thus Sarah obeyed Abraham and called him lord.” 1 Pe 3:5-6a (NRSV)

4. I will grow internally _______________________.

“Don’t be concerned about the outward beauty of fancy hairstyles, expensive jewelry, or beautiful clothes. You should clothe yourselves instead with the beauty that comes from within, the unfading beauty of a gentle and quiet spirit, which is so precious to God.” 1 Pe 3:3-4 (NLT)

“A wife of noble character who can find? She is worth far more than rubies.” Pr 31:10

“People who do not believe are living all around you and might say that you are doing wrong. Live such good lives that they will see the good things you do and will give glory to God…” 1 Pe 2:12 (NCV)

Developing an Attitude of Servanthood

Developing an Attitude of Servanthood

Sermon series: Dependable – Part 4 of 7

Pastor John Fanous

April 13, 2008

John 13:1-5,12-17

1 It was just before the Passover Feast. Jesus knew that the time had come for him to leave this world and go to the Father. Having loved his own who were in the world, he now showed them the full extent of his love.

2 The evening meal was being served, and the devil had already prompted Judas Iscariot, son of Simon, to betray Jesus. 3 Jesus knew that the Father had put all things under his power, and that he had come from God and was returning to God; 4 so he got up from the meal, took off his outer clothing, and wrapped a towel around his waist. 5 After that, he poured water into a basin and began to wash his disciples’ feet, drying them with the towel that was wrapped around him…

12 When he had finished washing their feet, he put on his clothes and returned to his place. “Do you understand what I have done for you?” he asked them. 13 “You call me ‘Teacher’ and ‘Lord,’ and rightly so, for that is what I am. 14 Now that I, your Lord and Teacher, have washed your feet, you also should wash one another’s feet. 15 I have set you an example that you should do as I have done for you. 16 I tell you the truth, no servant is greater than his master, nor is a messenger greater than the one who sent him. 17 Now that you know these things, you will be blessed if you do them.

How “Big” is Jesus?

“In the beginning was the Word, and the Word was with God, and the Word was God. He was with God in the beginning. Through him all things were made; without him nothing was made that has been made.” John 1:1-3

“After this I looked and there before me was a great multitude that no one could count, from every nation, tribe, people and language, standing before the throne and in front of the Lamb. They were wearing white robes and were holding palm branches in their hands. And they cried out in a loud voice: ‘Salvation belongs to our God, who sits on the throne, and to the Lamb.’ All the angels were standing around the throne and around the elders and the four living creatures. They fell down on their faces before the throne and worshiped God.” Revelation 7:9-11

Washing feet was done by ___________________!

Developing Jesus’ Attitude of Servanthood

1. Believe that God gives you _______________ when you serve others.

“For whoever wants to save his life will lose it, but whoever loses his life for me and for the gospel will save it.” Mark 8:35

2. Ask, “How can I be a ________________?” and act on it.

“Do nothing out of selfish ambition or vain conceit, but in humility consider others better than yourselvesYour attitude should be the same as that of Christ Jesus: Who, being in very nature God, did not consider equality with God something to be grasped, but made himself nothing, taking the very nature of a servant, being made in human likeness.” Philippians 2:3,5-7

3. Get your _________________ from God.

“Then your Father, who sees what is done in secret, will reward you.” Matt. 6:4

4. Allow Jesus to _____________ you.

He came to Simon Peter, who said to him, “Lord, are you going to wash my feet?” Jesus replied, “You do not realize now what I am doing, but later you will understand.” “No,” said Peter, “you shall never wash my feet.” Jesus answered, “Unless I wash you, you have no part with me.” John 13:6-8

“For even the Son of Man did not come to be served, but to serve, and to give his life as a ransom for many.” Mark 10:45

Developing Compassion in an Angry World

(Unfortunately, the audio of this sermon cut out early. The fill-in’s have been provided below.)

Developing Compassion in an Angry World

Sermon series: Dependable – Part 3 of 7

Pastor John Fanous

April 6, 2008

“Father, forgive them, for they do not know what they are doing.” – Jesus, nailed to a cross, praying for those who tortured him (Luke 23:34)

Matthew 5:21-22

21 “You have heard that it was said to the people long ago, ‘Do not murder, and anyone who murders will be subject to judgment.’ 22 But I tell you that anyone who is angry with his brother will be subject to judgment. Again, anyone who says to his brother, ‘Raca,’ is answerable to the Sanhedrin. But anyone who says, ‘You fool!’ will be in danger of the fire of hell.

2 Facts about Anger

1. Anger always comes from FRUSTRATED expectations.

2. Anger at INJUSTICE is good.

“He looked around at them in anger and, deeply distressed at their stubborn hearts, said to the man, ‘Stretch out your hand.’ He stretched it out, and his hand was completely restored.” Mk 3:5

Testing for Sinful Anger

Who do I talk about NEGATIVELY in front of others?

Who do I ENJOY hearing negative comments about?

Sinful anger hurts ME more than THE OTHER PERSON!

The key to dealing with your anger…

PRAY for those who make you angry.

“But I tell you: Love your enemies and pray for those who persecute you.” Mt 5:44

Restoring a Relationship with a Christian

1. Start the CONVERSATION.

“Therefore, if you are offering your gift at the altar and there remember that your brother has something against you, leave your gift there in front of the altar. First go and be reconciled to your brother; then come and offer your gift.” Mt 5:23-24

“If another member of the church sins against you, go and point out the fault when the two of you are alone.” Mt 18:15a (NRSV)

2. Describe the person’s BEHAVIOR and how it affected you.

3. Listen and CLARIFY.

4. Exchange FORGIVENESS.

“Be kind and compassionate to one another, forgiving each other, just as in Christ God forgave you.” Eph 4:32